Car Mip
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| T 980 2007 Matchbox Car Emergency 75 Pierce Fire Engine MIP MOC | |
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$5.00 (3 Bids) Time Remaining: 1d 14m |
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$19.99 (1 Bid) Time Remaining: 21h 52m |
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$8.05 (2 Bids) Time Remaining: 4d 21h 26m |
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| FLINTSTONES MOVIE PEBBLES WORLD BEDROCK BABY PLAYSET PLAY CAR 1993 MIP | |
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$2.00 Time Remaining: 12h 44m |
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$14.99 (1 Bid) Time Remaining: 20h 47m |
| 1ST EDITION 1997 HOT WHEELS CAR KYLE PETTY 44 MIP | |
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$2.00 Time Remaining: 12h 46m |
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| Disney Pixar Cars HTF Kori Turbowitz MIP Wal mart Exclusive | |
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| 1 64 1993 RACING CHAMPIONS KEN SCHRADER 25 CAR MIP | |
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$2.00 Time Remaining: 12h 51m |
| Rush Hour Traffic Jam Puzzle New Challenges Game Card 2 Set 1997 Red Car MIP NOC | |
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$8.99 Time Remaining: 1d 23h |
| T 1039 2009 Matchbox Car Construction 39 Skidster MIP MOC | |
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| Subway 1996 Speedsters Set of 4 MIP Matchbox type die cast Cars | |
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| JOHNNY LIGHTNING THE FLINTSTONES BARNEY RUBBLES SPORTS CAR MIP 1998 | |
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$0.99 (1 Bid) Time Remaining: 12h 12m |
| 1992 TYCO Classics 1970 SUPER BIRD 9025 SLOT CAR MIP | |
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| HOT WHEELS MUSCLE CAR LOT 70 BUICK GSX 69 SUPER BEE 71 AMX JAVELIN MIP | |
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| LIMITED ISSUE SHELL RAHAL HOGAN T94 LOLA CART INDY RACING CAR MIP RARE | |
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$19.04 (4 Bids) Time Remaining: 3d 13h 19m |
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| Disney Pixar Cars Fabulous Hudson Hornet LOOK My Eyes Change MIP | |
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$8.00 (1 Bid) Time Remaining: 1d 16h 44m |
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| 1997 TYCO Magnum 440 X2 DODGE VIPER Slot Car MIP | |
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| T 1023 2007 Matchbox Car MBX Metal 36 Volkswagen Van MIP MOC | |
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| McDonalds Flubber movie Set of 4 MIP toys 1998 robot car canister weebo | |
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| T 1025 2006 Matchbox Car MBX Metal 53 Guzzler MIP MOC | |
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$3.99 Time Remaining: 29d 9h 46m Buy It Now for only: $3.99 |
| 2009 Disney Pixar Cars Lightning Ramone Die Cast MIP 15 | |
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| MATCHBOX ROTWHEELER STINGER CARS VEHICLES BLACK BROWN LOT OF 3 MIP | |
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| T 994 2008 Matchbox Car Highway Maintenance 69 Power Lift MIP MOC | |
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| VINTAGE TOMY POCKET CARS 1927 Bugatti Royale No 186 f46 MIP | |
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$10.00 Time Remaining: 3d 12h 28m |
| T 1015 1997 Matchbox Car Rough N Tough 49 Mission Chopper MIP MOC | |
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| DISNEY PIXAR 4 CARS SUPERCHARGED YETI LEAK LESS BLING NITROADE MIP DIE CAST | |
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| 2009 Disney Pixar Cars Lightning McQueen With Shovel Die Cast MIP 123 HTF | |
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| T 1021 2008 Matchbox Car City Action 43 Ice Cream Cruiser MIP MOC | |
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| 1966 TV Batmobile Slot Car 1 32 Scale Polar Lights Complete Slot Racing Kit MIP | |
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$47.99 Time Remaining: 4d 21h 53m |
| T 1051 1997 Matchbox Car Street Cruisers 72 97 Firebird Ram Air MIP MOC | |
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| Disney Pixar Cars Skip Ricter Reporter Die Cast MIP 103 Look My Eyes Change | |
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| Hot Wheels micro RED LINES reproduction cars 2000 MIP | |
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| T 1050 1997 Matchbox Car Rough N Tough 47 M2 Bradley MIP MOC | |
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| VINTAGE TOMY POCKET CARS School Bus No 109 F5 MIP | |
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$10.00 Time Remaining: 3d 12h 53m |
| T 1043 1993 Matchbox Car Get In The Fast Lane 33 Utility Truck MIP MOC | |
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$3.99 Time Remaining: 29d 9h 47m Buy It Now for only: $3.99 |
| 3 Matchbox Cars Jaguar XJ 220 Aston Martin DB 7 Lamborghini Diablo 1993 MIP | |
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| TEXACO promotional Micro Action Hoverport Cars 1989 vintage lots 3 sets MIP | |
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$9.99 Time Remaining: 4d 1h 3m |
| T 1058 1993 Matchbox Car Get In The Fast Lane 46 Military Whopper MIP MOC | |
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| Corgi Junior JrStarsky HutchTV Show Diecast Ford Gran Torino Police Car MIP | |
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$19.95 Time Remaining: 4d 23h 44m |
| T 1059 1994 Matchbox Car Get In The Fast Lane 56 Isuzu Rodeo MIP MOC | |
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$3.99 Time Remaining: 29d 9h 48m Buy It Now for only: $3.99 |
| Lot of 3 Hot Wheels Matchbox die cast cars MIP 1997 1999 Valvoline Racing Beetle | |
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$0.99 Time Remaining: 2d 22h 4m |
| MAJORETTE 214 NISSAN 300ZX TURBO T TOP ROOF CAR LOT 4 MIP AUTO RefAA | |
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$5.00 Time Remaining: 4d 17h 47m |
| T 1063 1995 Matchbox Car Get In The Fast Lane 46 Military Chopper MIP MOC | |
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$3.99 Time Remaining: 29d 9h 48m Buy It Now for only: $3.99 |
| 1997 RACING CHAMPIONS GEOFF BODINE QVC GOLD RUSH CAR HTF MIP | |
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$2.00 Time Remaining: 12h 47m |
| T 1064 1995 Matchbox Car Get In The Fast Lane 45 Maintenance Truck MIP MOC | |
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$3.99 Time Remaining: 29d 9h 48m Buy It Now for only: $3.99 |
| 1964 REVELL 132ND SCALE 1 PAIR OF SLOT CAR FIRESTONE SLICK TIRES MIP SEALED | |
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$4.99 Time Remaining: 4d 23h 52m |
| VINTAGE TOMY POCKET CARS 1915 Model T Ford Touring Car No 125 F12 MIP | |
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$10.00 Time Remaining: 3d 12h 44m |
| T 998 2008 Matchbox Car Heritage Classics 11 70 El Camino MIP MOC | |
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| Hot Wheels 1 of 12 Firebird Funny Car 1997 First Editions 509 MIP | |
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| T 1009 1997 Matchbox Car To The Rescue 29 Helicopter MIP MOC | |
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$3.99 Time Remaining: 29d 9h 45m Buy It Now for only: $3.99 |
| HOT WHEELS CLASSICS SERIES 2 HOT BIRD 24 30 BLUE COLOR MIP CLASSIC CAR | |
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$1.29 Time Remaining: 1d 20h 2m |
| MAJORETTE 235 SPORT PROTO SPORTS RACE RACER CAR LOT 3 MIP AUTO RefAAR | |
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$5.00 Time Remaining: 4d 16h 21m |
| T 1022 2008 Matchbox Car Emergency Response 58 Chevy Impala MIP MOC | |
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| Disney Pixar Cars Sarge Die Cast MIP 30 Moving Eyes | |
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| RACING CHAMPIONS DIE CAST 1993 NASCAR STOCK CAR 21 MORGAN SHEPHERD MIP | |
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| Disney Pixar Cars 2 Jeff Corvette Die Cast MIP 7 | |
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| VINTAGE TOMY POCKET CARS 1915 Model T Ford Coupe No 112 F11 MIP | |
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| T 1013 1997 Matchbox Car Classic Decades 33 69 Camaro SS 396 MIP MOC | |
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| MAJORETTE 320 FORD MUSTANG GT CONVERTIBLE CAR GLIDER TRAILER MIP REFHH14R | |
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| T 1056 1993 Matchbox Car Super Fast 43 Camaro Z 28 MIP MOC | |
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| MAJORETTE 219 LAMBORGHINI DIABLO SPORTS CAR LOT 3 MIP AUTO RefAAR | |
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$5.00 Time Remaining: 4d 16h 21m |
Housing Double Dip? O-V-E-R R-A-T-E-D
First time home buyers are undoubtedly a little concerned that we may be experiencing a double dip in housing prices.
In fact one "expert" said: "you may get a big discount by waiting a year [to buy]," said Dean Baker, co-director of the Center for Economic and Policy Research.
You know what, he's right IF YOU'RE PAYING CASH!
But for those of you who need to get a first time home buyer loan, I'm going to have to respectfully disagree.
The automobile dealers figured this out a long time ago. They know their product is going to go down in value the minute you drive it off the lot, yet they still manage to move inventory every year.
One reason they're able to do that is because they have made renting a car cheaper than buying one. The monthly payments on a leased car are significantly less than they would be if you bought that same car, so more and more people lease cars than buy, and what do they have to show for it at the end of the lease? Zero, Zip, Nada, just a bunch of payments made and "their" car is back on the dealer's lot.
Would you buy a car rather than lease if the payments were lower?
Why wouldn't you?
In many real estate markets across the country, it's actually cheaper to buy a home than rent one. So with all the first time home buyer programs and first time home buyer incentives now may be a great time to quit paying your landlord's mortgage. We know cars are going to decrease in value but whether or not houses will is only SPECULATION!
That being said, let's look at some real numbers and you can decide how much "discount" you get from waiting.
In a couple of earlier posts, I examined this issue:
- What is the real cost of waiting for first time home buyers?
- First time home buyers it's your money on the table
So, lets assume the "expert" is right and home prices do decline by an additional 10% this year. You can now buy that $200,000 home for $180,000. You would save approximately $40,947 over the course of the 30 year loan.
- But that also means you've rented for another year, which (at $1500/mo) you've spent $18,000 with nothing to show for it other than a big smile on the face of your landlord. So, now your net gain is $22,947.
- FHA has already announced that they will be increasing their MIP premium by .25% on April 18th. So, waiting will cost you an additional $10,068 in increased borrowing costs. Net gain: $12,879 (starting to see a trend?)
- In the last five months interest rates have risen .75%, if that trend continues over the next year, you would pay an additional $30,395 in interest, so now your Net Gain has become a Net Loss to the tune of $17,516.
Like the so called experts, these numbers are hypothetical and not likely to get as much press as those from the "think tanks", but they're as realistic a possibility as the "double dip", and worth your consideration.
After all it's only money: YOURS!
About the Author
Greg Cook is a mortgage professional with more than 30 years experience help first time home buyers achieve their goal of owning their first home.
Greg is also the founder of FirstTimeHomeBuyersNetwork.com an association of Real Estate and Mortgage professionals with the experience and expertise to help first time home buyers find the right first time home buyer programs and incentives available in today's complicated real estate market.
His street level view allows his clients to wade through the millions of bytes of information and make the right decision for their family and get them on the path to homeownership.
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